FXIFY Review & Trader Rating
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- Editorial
- 3.4100%
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FXIFY in a nutshell
4% then 8%
The unusual target order gives Phase 1 the lower hurdle and Phase 2 the higher one.
Static 8% drawdown
The maximum-loss line stays fixed rather than trailing profit.
10-day withdrawals
Three +0.5% days are required and the first two requests are capped.
EAs need approval
Bots need support approval; copy trading is not allowed on Pro.
FXIFY 2-Phase Pro pairs a $599 regular 100K fee with 4% then 8% targets, a static 8% maximum loss, 4% daily loss limit, and withdrawals every 10 days at an 80% split. The fixed drawdown and low first target are attractive, but three +0.5% profitable days per stage, a $4,000 daily profit cap, no copy trading, pre-approved EAs, payout caps, and no scaling eligibility add important constraints.
Community summary
FXIFY's newer 2-Phase Pro product is built around a fixed loss line and lower first target. On the 100K reference account, Phase 1 targets 4%, Phase 2 targets 8%, daily loss is 4%, maximum loss is a static 8%, and the regular fee is $599.
Rules and payouts
Each stage needs three days that close at least 0.5% above the initial balance, and the same profitable-day requirement returns in payout cycles. A $4,000 daily profit cap makes the account read-only, copy trading is banned, and an EA needs approval before use.
Platforms and fit
Withdrawals are available every ten days at an 80% split. The first two are capped, and 2-Phase Pro cannot join the normal scaling plan. MT5, DXtrade, and TradingView give a sensible platform spread, with MT5 the route for approved automation.
Risk note: FXIFY challenge and funded balances are simulated. A breach can close the account, and payouts remain subject to cycle, cap, and conduct conditions.
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Is FXIFY right for you?
Best for
- CFD traders who want static drawdown and a low first-phase target
- Traders who can produce three controlled +0.5% days per stage and payout cycle
- Users who prefer MT5, DXtrade, or TradingView
Avoid if
- You rely on copy trading or an EA that cannot be submitted for approval
- Your strategy can exceed the $4,000 daily profit cap
- You need performance scaling or uncapped first withdrawals
FXIFY rules and payouts
Challenge stages
Each phase a trader must clear before earning a funded payout.
| Stage | Profit target | Max loss | Daily loss cap | Time limit | Min trading days | Fee | Refund |
|---|---|---|---|---|---|---|---|
| Phase 1 | 4% | 8% | 4% | Unlimited | 3 | $599 | |
| Phase 2 | 8% | 8% | 4% | Unlimited | 3 | $0 |
Rule book
Conditions that disqualify or warn. Always read the firm's full agreement before depositing.
- breach
The 100K 2-Phase Pro reference uses a 4% Phase 1 target, 8% Phase 2 target, 4% daily loss, and static 8% maximum loss.
Source → - warning
Each phase and funded payout cycle requires three profitable days; a day counts only when balance and equity close at least 0.5% above the initial balance at 5 PM ET.
Source → - breach
Daily profit is capped at $4,000; reaching the cap closes positions and makes the account read-only until the next trading day.
Source → - breach
Copy trading is not allowed on 2-Phase Pro.
Source → - warning
Expert Advisors and bots are allowed only after prior support review and approval.
Source → - breach
There is no overall challenge deadline, but sixty consecutive calendar days without a trade breaches the account.
Source →
Payout policy
- First payout after
- 10 days
- Frequency
- every 10 days
- Profit split
- 80%
- Max consecutive payouts
- Unlimited
- Payout methods
- RISE
Three profitable +0.5% days are required in each cycle. The first two withdrawals are capped at 5% of initial balance, or $8,000 on 200K and 250K accounts. FXIFY states RISE requests usually process within three business days.
Scaling plan
How account size + profit-split grow when a trader hits performance milestones.
| Tier | Account size | Profit split | Requirement |
|---|---|---|---|
| 2-Phase Pro allocation | $785,000 | 80% | Not eligible for performance scaling; one active account per published size can total up to $785,000 |
Trading platforms
Available details per platform.
| Platform | Win | Mac | Web | iOS | Android | EAs | Copy | 1-click |
|---|---|---|---|---|---|---|---|---|
| MetaTrader 5 | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | — | ✓ |
| DXtrade | — | — | ✓ | ✓ | ✓ | — | — | ✓ |
| TradingView | ✓ | ✓ | ✓ | ✓ | ✓ | — | — | ✓ |
Customer support
| Channel | Hours |
|---|---|
| help_centre | Public programme-specific FAQ |
| Live chat | Official support route |
| support@fxify.com |
Trust
3.2 /5FXIFY publishes a dedicated 2-Phase Pro rule set, but general FAQs for other products should not be assumed to apply.
Cost
3.2 /5The regular 100K fee is $599, with seven account sizes from 10K to 250K and temporary promotions excluded from this score.
Payout speed
3.6 /5Ten-day withdrawals are relatively frequent, but three qualifying profitable days and first-two-request caps apply.
Drawdown rules
4.1 /5Both phases use a 4% daily loss limit and fixed 8% maximum loss calculated from the initial balance.
Scaling plan
3.3 /52-Phase Pro is not eligible for FXIFY's scaling plan; the $785,000 figure comes from aggregating one account per size.
Trading platform
3.9 /5MT5, DXtrade, and TradingView cover desktop, browser, and mobile workflows, with MT5 used for approved automation.
Customer support
3.4 /5FXIFY offers a help centre, live chat, and email; response times can vary, so test support before paying for an evaluation.
Account opening
3.7 /5Each phase needs three +0.5% profitable days, with no maximum deadline but a 60-day inactivity breach.
Restrictions
2.5 /5The daily profit cap, copy ban, EA approval process, profitable-day definition, and inactivity rule are the main constraints.
Frequently asked questions
What are the 2-Phase Pro targets?
Phase 1 targets 4% and Phase 2 targets 8%.How is maximum loss calculated?
The 8% maximum loss is static from the initial balance; daily loss is capped at 4%.When is the first payout available?
Every ten days once funded, after at least three qualifying +0.5% profitable days in the cycle.Can copy trading or EAs be used?
Copy trading is not allowed on 2-Phase Pro. EAs and bots require prior support approval.Does 2-Phase Pro scale?
No. The plan is excluded from FXIFY's scaling programme, although one active account per size can total up to $785,000.
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